Credit Checking Service for Government Gateway

His Majesty's Revenue and Customs (HMRC) (The "Buyer") is the UK's tax, payments and customs authority and collects the money that pays for the UK's public services and gives financial support to people. HMRC is seeking a single supplier (The "Supplier") to provide onboarding of a Credit Reference Agency (CRA) as a data source within the Government Gateway Identity Verification (IV) function. Government Gateway is a cross-government service and focuses only on user authentication, allowing government organisations to take ownership of additional functions. It is a modern standards-based platform providing credentials that citizens and organisations can use to securely access online services across government. Whilst HMRC offers multiple identification verification methods, such as driving licence and/or passport checks, an identification verification service utilising credit file data and performing a subsequent credit reference check is also required. This service supports accessibility to HMRC customers who, for example, may not hold a passport or driving licence. The current contract which facilitates this credit checking service is due to expire in December 2025 and it is currently envisaged that procurement for the new credit checking service contract will launch during Quarter 1 of 2025 (calendar year). Note - the procurement may not go ahead in this and/or any format and any procurement is subject to relevant internal projects and approvals.